Tag: money


7 Best Books That Will Make a Huge Impact on Your Life and Career

Last year I shared a post describing five books that will make a huge impact on your life and career. This year I want to share my latest reads guaranteed to also have a huge impact on your life and career.

I’ve read a lot books this past year. But, in an effort to save you some time, I’m only highlighting my top five (with a couple of honorable mentions) that provide tangible take-aways. These take-aways are guaranteed to produce results when you apply them to your life and career.

I’ve personally applied many of the principles from these books. And I’ve either seen immediate results, or the beginning growth of those sown seeds.

Top 5 Best Books

1. Will It Fly? How to Test Your Next Business Idea So You Don’t Waste Your Time and Money by Pat Flynn

I have several clients considering starting their own business. This is a great book for them or anyone else thinking of starting their own business or side hustle. It guides readers through several litmus tests to help determine if their business idea is viable, prior to diving in with a huge time or money investment.

The first half of the book is very similar to my program on personal branding. The author Pat Flynn (who’s known for teaching people how to create passive income streams) spends a big chunk of the book discussing the importance of having a personal mission statement and personal brand prior to starting any kind of business idea. It truly is the first step to starting anything new in your life or career.

Biggest take-away:

“Make sure you’re running to something instead of away from something.”

This is so true. I see many people who come to me wanting to start their own business for the sheer desire of leaving their current job.

Will It Fly? helps you determine both the right reasons and the wrong reasons for starting your own business. Because it is so important to know these reasons, I did an entire group coaching call on this very topic with this book as the basis for the discussion.

Related Blog Post:

2. The Rise of the Youpreneur: The Definitive Guide to Becoming the Go-To Leader in Your Industry and Building a Future-Proof Business by Chris Ducker

I read The Rise of the Youpreneur on the heels of Will It Fly? It’s a good follow-up after you’ve done all the exercises from Will It Fly? and determined which of your business ideas are most viable and best support your personal mission.

Like Flynn’s book, The Rise of the Youpreneur is chock-full of exercises and online resources to help you get your business off the ground.

Biggest Take-Away

While I’ve been doing a lot of what Ducker recommends to become a successful brand in my own coaching business, I hadn’t been doing all of it because it just seemed so overwhelming. Drucker’s book helped me to organize and prioritize all those things into manageable phases and steps.

I’m currently working through those phases to improve what I’ve been doing and to add in what I haven’t been doing.

Related Blog Posts:

3. Breaking Money Silence: How to Shatter Money Taboos, Talk More Openly About Finances, and Live a Richer Life by Kathleen Burns Kingsbury

I got a copy of Breaking Money Silence from the author when I heard her speak here in Nashville. It is BY FAR the best book on finances I’ve ever read.

Kingsbury delves into the emotional side of money. She talks about the various mindsets people have about money, explaining why money often creates unnecessary conflict between people. It dispels myths both men and women have about money. And it reveals the hidden costs of staying quiet about an often uncomfortable topic.

What I love most about it is it provides tangible ways to have uncomfortable but necessary conversations about money between couples, children and aging parents, siblings, and more. It also helps readers see their worth and the importance of negotiating a fair salary with their employer, something I often teach my clients how to do.

Not only is this a great book for anyone who feels insecure about their knowledge of finances (or thinks they already know everything about finances), it’s also recommended for financial advisers so they can learn how to address the emotional side of money when working with their clients. There are exercises at the end of each chapter for both the interested reader and their financial advisers.

Breaking Money Silence is also a nice prerequisite to one of my honorable mentions listed below, Dave Ramsey’s The Total Money Makeover.

Of all the books on this list, this is the one I’d buy a copy for everyone if I could. I plan to keep my copy because I know I’ll refer back to it every time I need to.

Biggest Take-Aways

There are too many take-aways from this book to list here, but the big ones for me were:

  • Understanding my own personal money mindsets and where those came from.
  • How to broach difficult but necessary conversations about money.
  • How to best prevent or handle potential financial conflicts in the future, especially if I ever get married.
Related Blog Posts:

4. The Meaning of Marriage: Facing the Complexities of Commitment with the Wisdom of God by Tim Keller and his wife Kathy Keller

Speaking of marriage, I chose a book on marriage to include on this list, even though I’m not married. I initially read The Meaning of Marriage because it’s also a good read for singles. Plus, I’m always trying to best prepare myself for whatever God has in store for my future.

Keller, who is the founder and pastor of Redeemer Presbyterian Church in NYC, discusses the importance of purpose and vision in a marriage. Purpose is obviously important in helping my clients discover work they can be passionate about, so this concept of purpose in marriage really piqued my interest.

Biggest Take-Away:

A Christ-centered marriage can’t be merely about itself. It must be about something else, something both partners are committed to and passionate about besides one another.

A marriage based on attraction alone does not provide a common vision. Physical attraction and financial goals will bring unity for only a while. But such goals don’t create deep oneness, because eventually you reach those superficial goals (or you don’t), and then what? What is your marriage for? Where are you going?

Related Blog Posts:

5. Your God Is Too Safe: Rediscovering the Wonder of a God You Can’t Control by Mark Buchanan

Last but certainly not least is Your God is Too Safe. The very first words of this book in the introduction are:

“I’m stuck.”

This is a phrase most clients say to me when they first reach out to me. Many of them feel stuck in their life or career. My job is to get them unstuck by helping them discover and pursue their passions.

But it’s also common to get and feel stuck spiritually. Buchanan’s book addresses this feeling of being stuck spiritually and how to move to new levels of spiritual passion.

He sets out to diagnose why Christians get stuck in their faith and are unable to see God at work in their lives. He calls this “living in borderland” – the barren but crowded place between a Christian’s old life and their adventurous and abundant new life. It’s a place where doubt, disappointment, guilt, and wonderlessness can keep us in mediocrity.

Then Buchanan shares how to move beyond borderland to a place of excitement, boldness, and exhilaration by not putting our own limitations on God and allowing Him to do beyond all we can imagine for our lives.

Biggest Take-Away

“Christianity without a deep longing for Christ in your heart is no Christianity at all, just a cheap imitation of the real thing.”

This quote actually comes from another reader who reviewed Your God is Too Safe. I believe it’s very well-said.

While as humans we all want to remain safe and feel secure in our own comfort zone, this book reminds us that’s not what real Christianity is. It’s not what we’re called to as Christians. We’re called to live boldly in Christ’s name, even when it’s uncomfortable. Not to do so is to live an inauthentic life and to miss out on all God has planned for us.

Related Blog Posts:

Honorable Mentions

The Total Money Makeover: A Proven Plan For Financial Fitness by Dave Ramsey

The Total Money Makeover is an oldie but goodie in overcoming debt and finding financial peace. It’s a good follow up to Breaking Money Silence mentioned above.

While I don’t listen to Dave Ramsey’s radio show, I did enjoy this book. I’ve been following the steps in it which has resulted in significant head-way in my finances this past year.

Real Artists Don’t Starve: Timeless Strategies for Thriving in the New Creative Age by Jeff Goins

Another great read for those who need help understanding their worth. While this book is geared toward artists, the principles can be applied to anyone who’s working for themselves selling a product or service (their version of “art”).

Real Artists Don’t Starve doesn’t provide a step-by-step approach to setting your rates, but it does give you the confidence to ask for what you’re particular “art” is worth and gives you a sense of your art’s value to the world.

Many of the creative types here in Nashville will really appreciate what Goins has to say!

What I’m Reading Next

Right now I’m in the middle of reading two books:

I’m really enjoying Secrets of Six-Figure Women because it turns out it’s not just about money. And the strategies for career success can be applied to both genders.

I have several more books on hold at the library, and several I purchased during the Southern Book Festival here in Nashville.

So I have a long reading list and look forward to sharing another post next year about my best reads. Stay tuned!

Related Post:

best books

Quiz: Do You Really Need to Spend Money On a Career Coach?

Or Do You Just Think You do?

Hiring a coach to help you improve your career can be very useful. But it can also be a big expense. Since I work as a career coach, I know what the cost can be.

Not everyone can afford it. Some can’t afford not to get coaching (since the services can help them increase their salaries). And for others it will be a complete waste of their money.

For this reason, I don’t take on every client.

I actually turn clients away if from our initial consultation it’s evident they’re not going to benefit from coaching.


When hiring a career coach is a waste of money

Signs that coaching will be a waste of money for someone include:

  • Their unwillingness to learn something new.
  • A negative attitude.
  • An expectation that I’m going to do the work for them (i.e. write their resume for them, find a job for them).
  • An inability to receive constructive feedback.
  • Only doing it because of pressure from someone else instead of doing it for themselves

(If any of the above describes you, don’t waste your money! If it doesn’t describe you, keep reading for the main quiz.)


The Red Flags

Just to give you an idea of what I’m talking about, let me share a little story with you.

Early in my business I had a potential client reach out to me wanting my services. We’ll call him Steve.

I scheduled an initial consultation with Steve to discuss his needs and determine if he was a good fit for my services and vice versa.

When I met with Steve, I asked him,

“What’s brought you to the point that’s made you seek out a career coach?”

Steve’s response:

“Well, I haven’t been working for the past couple of years. And my girlfriend is tired of me mooching off of her. So she made me call you.”

(Red flag #1: he’s doing it for someone else instead of for himself.)


While trying to uncover additional information about Steve to help me determine fit, he continued to push his resume in front of me trying to get me to give him a free resume critique on the spot.

The more I tried to reiterate the purpose of the meeting, the more it became obvious he just wanted me to “fix” his resume for him (at no cost to him).

(Red flag #2: he has an expectation of getting something for nothing and not having to do any work on his part.)


Once Steve realized I wasn’t going to critique his resume for free, he said (in a rather negative, cynical tone):

“Well, how important is a resume any way?”

(Red flag #3: he has a negative attitude and is showing another sign he’s not willing to take responsibility for his part of the process.)

The response I was thinking in my head: “In a job search? Pretty darn important!”

It was obvious from Steve’s attitude that not only would coaching have been a waste of his money, it would’ve also been a waste of his time and mine.


Luckily, I’ve had very few potential clients quite like Steve.

In fact, the clients I’ve ended up working with have brought me so much joy and vice versa.

I firmly believe that’s because I don’t take on every client. Instead, I have a vetting process in place that allows me the chance to determine if my coaching program is going to be a good experience for everyone involved.


Sneak Peak

Once I determine the potential client is a good candidate for my coaching programs, then I help him or her decide if coaching will be a good investment.

I do this by asking questions and often walking the candidate through a list of statements to see which ones apply to his or her current situation.

So for the sake of this post, I’m going to give you a sneak peak to part of my vetting process.

Below I’ve turned my list of statements into a little quiz. You may want to print the list out as a hard copy so you can participate in the quiz.

Once you have a hard copy of the list of statements, mark each one that applies to you right now.


The Quiz

  • You’re dissatisfied, frustrated or unhappy with your current life or work situation and feel stuck.
  • There’s a gap between where you are and where you want to be.
  • You’re not exactly sure what you want to do next in your career and need guidance.
  • You know what you want but aren’t sure where or how to start and you need direction.
  • You want a job you love and enjoy at least 60% of the time.
  • You’ve tried several things, but nothing’s worked.
  • You know if you don’t do something, things won’t change or you’ll miss out on “what could’ve been.”
  • You’ve already mastered one area of expertise and you’re bored and ready for the next challenge.
  • You want to move from talking about your passion to actively pursuing it.
  • You know what you need to do, but you lack confidence.
  • You’re committed to improving your life and/or work.
  • You want to avoid the same mistakes other people have made.
  • You need unbiased and objective advice your friends or family can’t provide.
  • You’re ready to put yourself high on your priority and values list.
  • You need someone to show you your blind spots.
  • You’re willing to make an investment in your happiness.
  • You accept that a 30-day to 90-day commitment is a small investment for long-term change.
  • You know no one else can do this for you.
  • You’re open to new ideas, new routines and new mindsets.
  • You know change starts with you.
  • You’re willing to do or try something different for a new result.
  • It’s costing you more (either financially, emotionally, or physically) to stay stuck where you are, than it’ll cost you to invest in coaching services.

How do you know coaching is for you?

If you found seven or more statements that describe you or your current situation, then coaching will likely be an investment and a benefit for you instead of a waste of money.

In fact, if you even made it to the end of this post and are still reading this, I’d say your level of readiness is pretty high.

At this point, it’s just a matter of finding a coach that is a good fit for your specific career goals and your personality.

My career coaching services focus on helping infuse passion into your work.

While this often attracts a lot of creative types (especially since I’m currently based in Nashville — a very creative town in more ways than one), I work with people with diverse passions from different industries and geographic locations.

Other career coaches will have other niches that might better fit your needs.

You just need to do a little research to find the best coach for you.


3 Calls to Action (Choose One)

I know I’m breaking all the rules of blogging by listing more than one call-to-action. But first, I’m not a blogger, I’m a career coach.

And second, only one of the following actions will apply to you. So choose the one that best fits your own level of curiosity and take that small step towards action!

You’d like more information before jumping in:

If you’d like to learn more about my career coaching services, go to my web site at yourpassioninlife.com and subscribe to get a free 8-Step Goal-Achievement Plan. This resource is designed to help you get out of your current rut.

Also, my blog provides a lot of free advice and tips for you to “test-drive” for your own career.

You’d like to dip your toe in the water:

My on-demand career success videos provide an affordable option if you’re still testing the waters. You can work at your own pace and at a fraction of the cost of personalized one-on-one coaching.

You’re ready to dive in:

If you know you’re ready to take the next steps in coaching, complete the paNASH intake form and we can schedule an initial consultation to determine if you’re a candidate for my personalized coaching programs.

Related post:

Get Unstuck! How to Know When It’s Time to Invest in a Career Coach

career coach

Increase Your Income With This Simple Task

Increase Your Income

The number one way to increase your income is to provide proof of your work accomplishments. By detailing how you’ve impacted your company’s bottom line, you are more likely to increase your income in one of the following ways:

  • Get hired for a higher-paying job at another company (if you are currently conducting a job search).
  • Be promoted to a higher-paying position within your current company.
  • Receive a pay raise for your current job.
  • Avoid a possible layoff.

Accomplishments Are King

In a recent post on The Daily Positive entitled “What to Expect When You’re Expecting a Job Loss,” I said accomplishments are king in the job search. This is because a resume without accomplishments is guaranteed to end up in the trash. But, accomplishments are king throughout your entire career, not just in the job search, especially if you are trying to achieve one of the above results.

So what do I mean by “accomplishments are king”? Your resume, performance review, and LinkedIn profile should never read like a job description. Instead, these credentials should show what you did that no one before you in that position and no one after you can duplicate. They should include specifically how you made a difference in your job. Examples of accomplishments include:

  • Ways you made the company money and/or increased revenue or profit.
  • Ways you saved the company money or decreased spending.
  • Ways you saved the company time or man hours.
  • Ways you increased efficiency or made a process easier.
  • Ways you increased customer satisfaction or decreased customer complaints.
  • Ways you met deadlines ahead of schedule.
  • Ways you came in under budget.
  • Ways you improved staff morale.
  • Ways you discovered a potential problem no one else saw and corrected it.
  • Other examples you can think of.

Quantify It!

Once you brainstorm a list of your own accomplishments, you want to go back and quantify what you’ve done by including dollar amounts, percentages, etc. It’s okay if you have to approximate the numbers or if you have to go back and ask your supervisor what those numbers might be.

Often times when I advise my clients on doing this, I get some push-back. They’ll say something like:

  • “Well, I really didn’t do anything important.”
  • “I wasn’t trying to get the glory, I just did my job.”
  • “I’m not in sales so I didn’t make the company any money.”
  • “I don’t remember what those numbers are.”/”I have no way of finding out what those numbers are.”

Now is not the time to make excuses, especially if your job or salary is on the line. Everyone is unique and everyone solves problems and does their job uniquely. Therefore, you have accomplishments to show your contribution to the company.

You may have to do a little research and reach out to people from your work history, but it’s well worth it when you can prove why you deserve a job offer, promotion, or pay raise. It can even save your current job from possible downsizing if you can show just how big of a loss it will be to the company if they let you go.

Everyone Can Do This

Obviously, someone with more experience is going to have more examples to list, but even someone with very little experience can do this. For example, when I used to work with college students, a student came to me for help with his resume. The previous summer he was hired to deconstruct an old barn. He said, “Ms. Bumgarner, all I did was tear down a barn. How in the world can I make that sound good on a resume?!” After working with him, here’s what he came up with:

  • Worked alone for long hours in extreme heat to deconstruct large barn, calculating the best way to disassemble it without causing costly damage to adjacent structures.
  • Saved $1,500 by reusing board to create additional shelter.
  • Made a profit of $500 by reselling remaining usable metal to salvage yard.
  • Properly disposed of other materials that might harm the environment.

Display Your Accomplishments

Once you have brainstormed a list of your accomplishments, you want to include select ones on your resume under the appropriate job, several of them in your LinkedIn profile, and all of them on a separate document entitled “Accomplishments & Contributions” or “Competitive Advantages.” This separate document will serve either as an addendum to your resume for a job application, or as a stand-alone document for when you go in for a performance review or to ask for a pay raise. It should be formatted neatly, and it can simply be a bulleted list of all your accomplishments (no need to indicate in which job you performed these accomplishments).

Accomplishments ⇒ Confidence ⇒ Increased Income

When you perform this exercise, something magical will happen:  your confidence will soar! It is such a confidence booster to see on paper all you’ve achieved in your career. This confidence will also be noticeable when you go in to a job interview or a performance review, therefore increasing your likelihood of getting what you want. You’ll be able to tell the details of how you achieved such results, which is what employers want to hear!

Most people need help with brainstorming ideas or with the final wording of their list of accomplishments, and that’s what I’m here for. If you need help with making these necessary updates to your resume or LinkedIn profile, contact me so we can begin working on that. You need to be ready for when that promotion or job opening comes up. Don’t wait until it’s too late!