Category: Career Growth & Advancement


5 Common Fears (and Myths) of Quitting a Job You Hate (Re-post)

You hate your job, but because of it you don’t have the time or energy to start the overwhelming process of finding something new.

And you think you can’t quit it until you find another job.

But is that really a true statement, or just a common myth?

Let’s look at some of the common fears most people have about quitting a job with nothing else lined up.

Let’s challenge the assumptions that breed those fears.


Common Fear/Myth #1

I won’t be able to afford my bills. Is this a true statement?

Do you have a little extra money stashed away you can get by on for a little while?

Are there some unnecessary expenses you can cut to help you pay your necessary bills?

For example, could you sell your car and take the bus for a while? Or just park your car and cancel your insurance for a few months while taking the bus instead?

Do you really need cable or a Netfilx subscription right now? Do you need numerous music subscriptions? Or can you just listen to good old fashioned radio?

Are there some things you no longer need you could sell? What about that treadmill the only gets used as a place to throw your clothes when you don’t feel like hanging them up (you know who you are!).

What about the stack of books you’ve already read (or know you’re never going to read)?

If you live alone, do you really need a TV in more than one room?

Are there some other ways you can earn cash like picking up some temporary side jobs or a part-time job?

In addition, can you get a roommate and charge rent to help with some of your housing costs?

Do you own something else others might want to rent on a short-term basis?

Do you have a skill people will pay you to perform because of their lack of that skill?

Click here to see how this paNASH client has been able to affordably quit his job and pursue his passion in art and illustration.


Common Fear/Myth #2

I’ll lose my health insurance and retirement accounts. Not necessarily.

If you leave your job you can always transfer your retirement over to an IRA where it can still earn some money and you can still contribute to it yourself a little at a time until you get your next full-time opportunity.

The only thing you’ll be missing out on in the short-term is your company’s matching contribution.

When it comes to health insurance, you can easily find temporary health insurance, alternatives to Obamacare, and more.

If you happen to do a little freelancing on the side after leaving your job, you may qualify for very affordable insurance through the Freelancers Union at freelancersunion.org (also, it’s free to join the union!). I get my dental and long-term disability insurance through them at very little cost per month.


Common Fear/Myth #3

It’ll look bad on my resume. Sure, if all you do is become a couch potato after quitting, it will look bad!

However, if you use your time to improve your skillset, take some affordable online classes, do some side or freelance projects, volunteer with a local non-profit, raise money to travel on a mission trip, pursue a passion project, or work a fun part-time job, it’s not going to look bad at all.

Whatever you do, do something you find interesting.

I’m sure if it’s something interesting to you, it could be interesting to the people who’ll eventually be interviewing you.

Show on your resume what you’ve done and the skills and lessons learned from those interesting experiences. This will make your resume stand out.

Tim Ferris, author of the bestseller The 4-Hour Workweek suggests answering the interview question, “Why did you leave your previous job?” with,

“I had an once-in-a-lifetime chance to do [interesting experience] and couldn’t turn it down.”

He says because most interviewers are bored in their own jobs, they’ll spend much of the interview asking how you made it happen.

You can then respond with how your skills and resourcefulness you used to make it happen will make you the person they should hire.

When I started phasing out my image consulting business due to burnout to decide if I wanted to return to full-time career coaching or not, I worked a few weekends teaching beginner stand up paddling at my local SUP shop.

If I’d had to go through a job interview following that experience, I can guarantee you I would pique the interviewer’s interest if I said,

“I taught people the closest thing to walking on water.”

Then, I would tell them about how I used my teaching and training skills to do so.


Common Fear/Myth #4

I need to have a “real job” instead of trying to freelance. Freelancing IS a real job! And it’s one of the fastest growing jobs in the country.

Don’t believe me? Just check out this infograph courtesy of Upwork.com and Freelancersunion.org:

 

Even if you have no plans to become a freelancer, you still need the skills of an entrepreneur to be successful in your next job. (Click here for a list of those skills.)


Common Fear/Myth #5

If I don’t quit now, I’ll never find a way out and will be stuck in my job forever! Not true!

You may feel like you have to quit your job right away despite the fears listed above, but you don’t have to quit YET!

You can start creating an exit strategy now and implement it later when the timing makes more sense.

Yes, eventually you’ll have to rip off the band-aid and quit, but there are ways to be smart about it. I outline ways to wisely plan your escape route in my previous posts When Is the Right Time to Leave Your Job? and How to Make the Risk of Starting Your Own Business Doable.


How to Challenge Your Assumptions and Common Fears

Whatever your fears are about quitting a job you hate, I encourage you to challenge those fears and assumptions. Here are a few ways to do so:

Challenge #1

Learn how to deal with limiting beliefs (the lies your annoying inner critic tells you).

Ask yourself these questions:

  • What is this limiting belief keeping me from?
  • What would be the worst-case scenario if I keep believing this?
  • How can I turn this belief around to a more positive statement?
  • How can I benefit from believing the more positive statement?
  • What would be the best-case scenario if I start believing the positive statement?

Challenge #2

Talk to others who currently work in a job or career field you think you might enjoy. Find out from them the career path they followed to get there.

You’ll likely find most people didn’t had a single direct career path that led them there. This will encourage and inspire you.

Also, they may provide you some tips for making the transfer to that industry.


Challenge #3

Take a weekday off from your job and spend the day doing job search activities just to get a feel for what that might be like.

Update your resume. (Click here to read why you should update your resume every six months.)

Spend some time familiarizing yourself with LinkedIn.

Can’t take a day off work to do this? Use one of your non-workdays.


Challenge #4

Put your resume out there and see what happens. Post your resume with no expectations.

You’ll be able to see what kind of opportunities your current resume is attracting so you can figure out how to tweak it with the right keywords to attract better opportunities.


Challenge #5

Write your resignation letter, but don’t send it.

Just write it to help you get used to the idea of what may need to happen in the near future.


Challenge #6

Dip your toe in the freelance water by offering your unique skills or expertise to a few friends or on sites like Fiverr.com or Upwork.com.

Determine from these small assignments if you like working for yourself or not.


Make Time to Experiment

Feel free to find other ways to experiment with the idea of making a job or career change.

Short-term experiments don’t have to financially break you and don’t require a huge commitment.

In fact, these little experiments might be just the thing to provide a little breath of fresh air to your current dreadful situation.

They can either help you hang on a little longer until you’re able to quit your job, or give you the courage now to go ahead and rip off the band-aid.

Related Posts:

common fears

Do You Want to Be More Confident in Your Career?

Whenever I meet with a potential career coaching client, one of the first questions I ask is, 

“What do you wish you had more of: time, money, or confidence?”

The majority of people respond with confidence as their top choice.

Confidence seems to elude so many people. 

Why is this?


Why does confidence elude us?

K. Ann Renninger, a professor at Swarthmore College has reported that, before the age of 8, children will try anything. 

It’s between the ages of 8 and 12 they start to compare themselves with their peers and then continue to do so throughout much of their adult life.

 If they’re not as good as their peers at something, they become insecure.

And insecurity is the opposite of confidence.


I find Renninger’s report fascinating. You’d think the older we get the more confident we’d become. 

I mean, the older we are, the more we know, and the more we’ve learned from our experiences.

But it’s so easy to fall into the comparison game. Especially in today’s culture when everyone posts their “best” on social media for all of us to see. 

Rarely do you see an Instagram post of someone looking or feeling their worst.

Therefore we often end up comparing our worst to others’ best, which is like comparing apples to oranges.


Career comparisons

I’ve found in my career coaching that comparison is also likely to increase when a person is going through a career transition. This includes:

  • When applying and interviewing for a new job against other candidates.
  • When competing for a promotion against another co-worker.
  • When starting a business that’s in competition with another business.

This is likely why so many of the people I talk to are craving more confidence.

This is especially so when they’ve tried to approach their career transition on their own and aren’t seeing anything come to fruition.

Either their resume is not getting them the interview, or their interview is not getting them the job offer. 

Their lack of negotiation skills is keeping them from landing the big promotion.

Or, their inability to articulate their personal brand is preventing them from getting their business off the ground.

Instead of looking for help to improve in these areas which can build their confidence, they start looking around wondering what their competition has that they don’t have. 

This is a waste of time and it breeds further insecurity.

More insecurity means less confidence. 

Less confidence means less career opportunities because no one wants to hire, promote, or invest in someone who isn’t confident.

And so the cycle begins.


Jamie’s Story

Jamie came to me feeling very defeated. On a scale of 1–10, her confidence level was at a 4, an all-time low for her.

That’s because she hadn’t been able to find a job in two and a half years. 

I’m surprised her confidence wasn’t even lower. 

Jamie was a in her late 20s/early 30s, a veteran who had proudly served her country, possessed an MBA, and had started her own animal rescue non-profit. Obviously she had mad skills!

But for some reason she wasn’t able to land a job offer, or sometimes even an interview, despite the fact she was applying to companies that claim they like to hire veterans.

Jamie’s comment to me was,

“Obviously I’m doing something wrong, but I haven’t been able to figure out what that is. Maybe you can show me.”

She knew there was something she was missing. She just didn’t know what that was. After two and a half years she recognized her need for someone to point out her blind spots and show her the way.


Jamie’s career “makeover”

When I began working with Jamie, it quickly became apparent that she just needed to make some small tweaks on her resume and learn some new interview skills she’d never previously learned.

There were some things she’d included on her resume that she thought were assets but instead were being viewed as liabilities by recruiters and hiring managers. I had her remove those from her resume immediately.

Just a couple days later Jamie got a call for an interview. Her first in several years. 

I spent a few sessions preparing her for the interview, teaching her the interview skills she lacked and doing mock interviews with her while providing feedback on how to improve.

Jamie:

“I had no idea until now what I’ve been doing wrong all this time!”

Me:

“Given what you’ve learned in these sessions, where on the scale of 1–10 is your confidence level now?”

Jamie:

“At least an 8!”


A week later, Jamie got the job offer. 

In fact, the gentleman who offered her the job commented,

“By the way, you gave a really good interview. I have a family member who has a job interview coming up. Do you think you could help her prepare for it?”


It doesn’t stop there.

After Jamie accepted the job offer, it was time to shift focus. 

I told her with her remaining sessions we could start positioning her for promotion at her new company if that was her goal. 

She said it was, but was told in her interview that new employees aren’t typically promoted until they’ve served a full 12 months. 

I told her that doesn’t mean we can’t start planning now. We worked on the things she needed to do in her first 90 days and within her first six months on the job.

Nine months later, Jamie was already being considered for promotion.


How to be more confident.

Jamie’s confidence started to grow after she admitted she didn’t know what she was doing wrong and sought help. It was this help that increased her confidence.

Undoubtedly, her new-found confidence carried over into her interview, resulting in a job offer and eventually a promotion! 

So if you’re struggling with confidence in your own career, whether it’s due to unemployment, being passed over for promotion, or stagnation in your business, try the following:

1. Pretend like you’re 7 years old again and stop comparing yourself to others. 

You can’t compare your journey to someone else’s because everyone is designed to have their own journey. 

Comparison is unproductive, so stop wasting your time and energy. 

If the only thing that helps you do this is avoiding social media, then do so. 


2. Admit what you don’t know. 

If you’re trying the same cookie-cutter approach to the job search or following the free career advice you Googled that’s as old as the Internet itself and you’re not seeing results, chances are there’s something else you should be doing that you’re totally unaware of. 

Admit it to yourself when things aren’t working.


3. Seek help. 

Especially if you haven’t interviewed or been through a career change in several years. 

Some things have probably changed since you last had to look for a job or last asked for a promotion. Starting a business of your own also has unique challenges in this current market. 

Seek experts who have experience in coaching others in career transition to reveal any blind spots you may have. They can help you make necessary changes and improvements to your approach.


4. Recognize your uniqueness. 

Your experiences and accomplishments make you unique from others who possess the same skills as you. 

It’s these unique experiences and how you articulate them in your job search, performance review, or client meetings that will help you market yourself. 


In conclusion

Doing the above will build your confidence and therefore break the cycle of low self-confidence. 

Don’t let two and half years go by like Jamie did. 

Click here to start now!

Related Post:

How to Build Confidence and Achieve Goals

confidence

When Is the Right Time to Leave Your Job?

The short answer to this question is when you:

a) have enough

AND

b) have had enough!

There are several different items that can fall into both the a) and the b) categories. 

When You Have Enough

It may be the right time to leave your job when you have enough:

  • job offers
  • interest from other companies
  • potential clients (if deciding to start your own business)
  • savings
  • financial support (from a spouse, an inheritance, etc.)
  • fill in the blank ______________.

Have Had Enough

It may also be the right time to leave your job when you’ve had enough:

  • of a toxic environment or poor company culture
  • illness caused by the above
  • of the little to no opportunities for advancement
  • abuse from managers or co-workers
  • of unfair/unequal pay
  • harassment of any kind
  • fill in the blank ______________.

For me, I’d had enough

You may find your situation leans more in one category than the other.

For me personally, when I was contemplating leaving my full-time job at a prestigious university to take my part-time business full-time, I was more in the “have had enough” situation.

While I had a little bit of savings and some financial support, I didn’t have a lot of clients yet.

But I had enough of a toxic culture and a micro-managing boss that was making me physically ill and offering me very little opportunity for advancement to want to leave. Plus, my creativity was being stifled.

I knew I couldn’t stomach another fall semester there. And I would’ve been of no use to my students if I’d stayed.

The thing that helped me make the decision to leave was a bit of a safety net being offered to me as a result of my networking efforts. My contact said,

 “Lori, it’s never going to be the right time for you to leave your job to start your business full-time.”

He knew I probably wouldn’t leave without something there to support me, and offered to provide a way for me to build my contacts in a 3-month period so I could quickly increase the number of clients I needed to make the jump.

Good Timing vs. Bad Timing

I left my job on August 1, 2008…just a month and a half before the economy tanked and the US went into a recession.

Some would say my timing was bad.

But I know in my heart of hearts, if I’d not left my job when I did, I probably never would have.

Once the economy tanked I would’ve been too scared to leave. And I probably would’ve been stuck in a toxic environment for several more years, getting sicker and sicker.

So I’d say my timing was good.

I was already learning the things I needed to learn and hustling to do the things I needed to do to grow my business.

Other people I knew who were laid off during the recession and were forced to start their own business just to survive were a month and a half behind my learning curve.

And in November of 2008 when people were really starting to feel the full effects of the recession, my replacement in my job at the university quit…

…Only 4 months after she’d replaced me…

…At a time when no one in their right mind who still had a job would leave it.

What does that tell you about how bad things were there? Huh?

Factors to Consider Before Leaving Your Job

Of course if you find yourself asking the question,

“When, if at all, should I leave my job?”

…there are a lot of factors to consider, including financial, mental, and physical.

Only you know your financial situation and your health situation. You have to make the best decision with the information you have. Is your health going to deteriorate if you stay and therefore cost you more in medical bills?

Or is it possible your health will improve if you leave, therefore saving you some money to help tide you over until you find your next opportunity?

There’s also the factor of timing.

Is it clear this is a good time to leave? For instance, do you have another job offer on the table?

Is it clear it’s a bad time? For example, is your spouse currently out of his or her job on medical leave and you have those medical bills rolling in?

Is the only thing that’s clear is that you’ll never be able to predict the best time? (This scenario is usually more likely than the previous two.)

Sometimes it takes someone like a career coach who’s objective to help you see all the factors and the options available to you. Especially when you realize you’re being led too much by emotions such as fear and panic. 

But you shouldn’t focus just on the factors that affect you. Consider how your current work situation is affecting others.

If you stay, will you make things better or worse for your co-workers, your customers/clients, the company’s bottom line?

I knew if I didn’t leave my job, my students would feel the effects of the toxicity in my work environment, and they didn’t deserve that. They didn’t need that negativity spilling over into their own college experience and their own job search.

If you stay, will your family have less time with you? Will they have to deal with your irritability, anxiety, and depression due to the stress from your job?

How to Create an Exit Strategy

If, after taking all the factors into consideration, you realize it’s the right time to leave, you have to create an exit strategy.

1. Clarify your goals

Start by clarifying your goals, both short-term and long-term. Step out of your comfort zone and brainstorm a list of steps you can begin taking now to achieve those goals.

Check out “Be Honest: Is Your Comfort Zone Really All That Comfortable?”

For instance, your short-term goal may be to leave your current department or company for a similar job. Some steps would include visiting a career coach, updating your resume, and getting in touch with your network.

2, Have a plan B in place

Next, develop an alternate plan in the event your first plan doesn’t pan out.

For example, if you aren’t finding any job openings in your field with your experience, what are some other ways you can monetize your skills and expertise?

Could you consult? Could you start a side business? Or a full-time business of your own?

Check out: “How to Make the Risk of Starting Your Own Business Doable”

If so, start taking steps toward that goal such as determining your target market, their pain points, and how you help them solve their problem.

Determine where your potential customers spend their time so you can know when and where to market to them.

3. Find ways to cope

In the meantime, while you’re waiting for your exit strategy to take root, do what you can to make your current job as bearable as possible.

For ideas on how to do this, check out my post “How to Make Your Current Job More Bearable: 8 Ways to Cope Until You Can Get Out”.

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13 Life and Career Lessons Uncovered in an Unexpected Way


The weather is finally getting warmer! For me, this means it’s the beginning of stand up paddle boarding season.

career lessons

paNASH owner Lori Bumgarner with QuickBlade owner Jim Terrell

Just last week I had the opportunity to train with former canoeing Olympian and pro paddle boarder, Jim Terrell, also owner of Quickblade Paddles.

He taught me advanced level paddle techniques so I can increase my speed and perfect my paddle stroke.

If it’s not already obvious, stand up paddling (SUP) is one of my passions.

In fact, I love it so much, I’ve found a way to incorporate it into my passion and career coaching business.


How, you might ask?

Well, every paddle season, I take my clients out for a beginner SUP lesson. This is easy to do since I have two paddle boards and have previous experience teaching beginners.

The purpose of taking clients out paddle boarding is to get them out of their regular environment which gives them a different perspective on their current situation.

It also melts away their current stresses and rejuvenates their thought process.


The session starts with about 20 minutes of basic SUP instruction for them to start feeling comfortable on a board.

At first they’re worried about falling off the board into the water. It’s all they can think about as they attempt to stand up on the board for the first time.

paNASH client

Once they start to get the hang of it, we begin our typical career coaching discussion to go over the client’s current needs as we paddle down the river.


When we head back toward the harbor, I usually ask the client,

“When was the last time you thought about falling in the water?”

They suddenly realize they haven’t thought about it all. It’s kind of like a light bulb moment where they realize they accomplished something they weren’t sure they’d be able to do.

At that moment I can see a huge boost in their confidence.

They begin noticing all the nature surrounding them and realize how much the water has calmed them from their worries and stresses about their career troubles.

That’s when they usually say to me,

“This was wonderful. It was just what I needed. And it was fun!”


I love to hear that from my clients.

What they don’t expect though are all the parallels between the beginner SUP lesson and the life and career lessons from our coaching sessions.

At the end of the paddle session, I give my clients a copy of those lessons for them to keep and to remember.

career lessons

© paNASH | not available for republication


13 Life and Career Lessons from SUP

SUP: Always be safe – use proper equipment, stay out of boat traffic, know when to return to lower your center of gravity.

Life and Career: Prepare and plan for potential life and career bumps and crises.


SUP: Select correct fit for board size and paddle length.

Life and Career: Understand the importance of fit for career choice.


SUP: Hold the paddle correctly.

Life and Career: Use the tools you’ve been given to succeed correctly.


SUP: Place your hands on the paddle at 90 degree angles, keeping elbows/arms straight, allowing you to dig the paddle deeper into the water. (Biggest mistake for beginners: Not putting their paddle in the water deep enough.)

Life and Career: Reach further and dig deeper. You will learn more about yourself.


SUP: Keep your paddle close to the board’s rails so you can paddle straight.

Life and Career: Keep close to your core values to stay on the straight and narrow path.


SUP: A wider stance on the board makes the board more stable.

Life and Career: A wider network and a wider set of skills equals a more stable career.


SUP: Keep your head up and yours eyes straight ahead when standing up. (Don’t look down, look straight ahead.)

Life and Career: Keep your eye on the horizon. Don’t look down and don’t look back.


SUP: Once up, you will stabilize as soon as you put your paddle into the water.

Life and Career: You have to stand up and risk feeling insecure before you can feel secure again. A little fear, discomfort and unstableness can be a good thing.


SUP: If you fall, you should fall away from the board. Get back on the board in the middle from the side, never from the back of the board.

Life and Career: If you fall, get back up. There’s no need to start all over. Just pick up in the middle where you left off.


SUP: Stay on the sides of the river (10–20 yards from river bank), do not cross in front of boats or barges, and do not paddle in the middle of the river when there’s boat traffic.

Life and Career: Stay out of the middle of unnecessary drama.


SUP: Pay attention to the river’s current – when it’s stronger, go upstream first so you won’t be too fatigued coming back.

Life and Career: When feeling overwhelmed, it’s best to deal with the bigger/tougher issues first so you won’t have to exert too much energy when you’re already tired at the end of a task.


SUP: Handle wake by paddling straight into the waves or return to your knees to lower your center of gravity.

Life and Career: Face challenges head on, and know how to pick your battles.


SUP: Pay attention to headwinds and tailwinds. Tailwinds are easier; headwinds are good training to make you a stronger paddler when done safely.

Life and Career: Struggle doesn’t always equal failure, and ease doesn’t always equal success.


One of the reasons why I love sports and recreational activities like SUP so much is because of all the life lessons they provide us.

What are your passions? What life lessons have you gained from them? Please respond and share!

Related Posts

career lessons

You’ve Found a New Job You Love. Now What Do You Do?

After what seemed like a long and arduous job search, you finally found a new job you’re excited about. One you think you can actually love.

Your job search efforts are over. But your career development isn’t. Now it’s time to position yourself to achieve your future career goals.

What are those goals?

They could include any of the following.

Short-term goals:

  • Learning a new skill or software you’ve never had to use before.
  • Expanding your network to include your new co-workers and higher-ups.
  • Building your resume.
  • Preparing yourself for promotion a year from now.

Long-term goals:

  • Gaining extensive experience in a certain industry.
  • Mastering a certain skill and becoming an expert in it.
  • Continual movement up the ladder.
  • Earning enough money to eventually strike out on your own.

How you spend your time and energy in the first 90 days of your new job will determine the likelihood of you achieving your short-term and long-term goals.


Case Study

In fact, after my clients have successfully completed the job search component of my career coaching program, I then coach them on what they are to do on the new job.

Not just in the first 90 days, but in each quarter of that first year.

For example, Jamie is a client who first came to me having not been able to find a job in two and a half years. This rejection put her confidence at an all-time low.

She knew she must’ve been doing something wrong and needed to figure out how to correct her approach.

As soon as Jamie started the coaching program, she realized just how little she knew about doing a job search. The coaching revealed those blind spots to her.

Once Jamie applied what I taught her about the job search, her confidence went through the roof!

After only four coaching sessions, Jamie received a job offer. In fact, when the hiring manager called to offer her the job he said,

“By the way, you gave a really good interview. Do you think you could help my mom…she has an interview coming up next week?”

Once Jamie accepted the offer, I told her we could now use her remaining sessions to focus on helping her get promoted within the year.

She said the company’s rule was that an employee can’t be promoted until they’ve been with the company a full year.

I told her that doesn’t mean we can’t start planning now.

And within nine months of starting her new job, the company was already looking at promoting Jamie.


The Most Important Thing to Do in the First 90 Days on a New Job

To be successful in any new job, one of the most important things a new employee should do in the first 90 days is get to know as many people as possible.

This actually includes getting to know those in higher positions. Even C-suite level executives.


When I first suggest making an appointment to meet with a VP or CEO, I get a funny look from my clients.

Their immediate response is,

“I can’t go in and ask for a meeting with the CEO! I’m just the new guy!”

My response is,

“Exactly!”

If there’s ever a time it makes sense to schedule an appointment with a higher-up, it’s when you’re new.

Why?

Because your newness is the reason you want to learn as much about the company as you can and meet as many people as you can.

And, because you’re new, it won’t look weird that you’re scheduling such an appointment.

If you wait until you’ve been there six months or more to try to schedule an appointment, then it will really look weird!


Throughout the first year and beyond, you should also remember to think of your employer as your client, as I discuss in my post How to Think Like an Entrepreneur (Even When You’re Not One).


Are You In a New Job?

Career coaching isn’t just about helping you with the short-term goal of finding your next job.

It’s also about helping you achieve your long-term goals over the course of your entire career. (Check out What You Need to Know to Ensure A Successful Career.)


Have you recently started a new job or are you about to start one?

My Career Growth service program will help you know what else you need to do in the first 90 days, and in the other three quarters of your first year on the job.

To get started on your short-term and long-term career goals, subscribe to my newsletter and receive a complimentary 8-Step Goal-Achievement Plan. This plan doesn’t just teach goal-setting. It leads to goal-achievement!